A matemática a serviço da educação financeira: um estudo sobre planejamento de aposentadoria

Abstract

Financial education is one of the cross-cutting themes present in the new Common National Curricular Base (BNCC). Mathematics is prominent in this debate because it provides a systemic view of finance and makes projections in the short, medium and long term. With this in mind, this article aims to outline paths for research that will show us the bottlenecks in financial education, especially with regard to retirement planning. We conjecture that lack of knowledge about financial products and services is a variable that underlies the lack of financial planning and we suggest that financial education can be a turning point in the lives of many people. In order to test whether there is a demonstration of causality between knowledge about financial products and services (here called variable A) and retirement planning (variable B), a sample survey was conducted among IFPI civil servants, which we will call universe set C. This survey was conducted using a physical questionnaire, protecting the identity of the participants. At the end, the results were evaluated and their relationship with the hypotheses of this research was discussed.