A importância do empréstimo para o microempreendedor

Abstract

The importance of the loan for micro-entrepreneurs is highlighted at this moment, due to its importance in the social sphere, with a view to expanding the offer of financial services for small and medium-sized businesses. It is a complex issue in the discussion of national financial system institutions to the point of being studied as a Course Completion Work, with the main objective of addressing the importance of microcredit as a contribution to the microentrepreneur. This is an exploratory research with a view to approaching the subject studied, based on the bibliography relevant to the subject. The methodology used is a bibliographical and exploratory research with a view to approaching the subject studied. As for the technical procedures, this research is a documentary research. To finalize the work, a general comment of the study was made, involving the results presented and achieved. It is concluded that the importance of microcredit for Brazilian entrepreneurship is undeniable, the growth of entrepreneurs in the lower classes reflects the growth of microcredit requests. The increase that can be seen in recent years, in which the trend was the opposite, microcredit was on the decline, can be explained in part by the economic situation we are going through. With the results of the research it can be evidenced that the majority of MSE resort to credit for their working capital, and also for investment in the business