Microcrédito e microempreendedor individual: um estudo no município de Regeneração – PI

Abstract

The scarcity of economic development has generated great job difficulties for many workers in the country, one of the main causes is the limitation of credit for people who want to undertake, but do not have real guarantees to finance their business. In the midst of the social exclusion experienced, microcredit emerges as an innovative instrument. The problem of this work is to understand the vision of the entrepreneur in relation to the availability of credit lines offered by Financial Institutions through the Individual Microentrepreneur Program. For this purpose, the general objective is to analyze the existing entrepreneurial skills and the behavior of MEIs borrowing credit in the city of Regeneração - PI. Defined as a case study, the study adopts a combination of qualitative and quantitative approach methods. And it is justified insofar as support for microentrepreneurs contributes to the formalization of a business and for a small business to remain in the market. With this study, it was possible to analyze that entrepreneurship is an activity that demands perseverance, because in addition to being highly uncertain, it lacks continuous support and presents several surprises along the way