Educação financeira sob a perspectiva do endividamento através do uso do cartão de crédito entre os estudantes de licenciatura em matemática

Abstract

This research focuses on financial education from the perspective of indebtedness through credit card use among Mathematics undergraduate students. The objective is to investigate the hypotheses that lead students to indebtedness, considering factors such as family context, psychological and emotional influences, and knowledge of financial mathematics. The study analyzes the possible causes of student indebtedness, including the influence of family context on current financial life, psychological and emotional aspects that interfere with financial decisions, and mastery of mathematical concepts like interest, percentages, additions, and discounts. The research is relevant as credit cards are widely used by university students, including those without fixed income, and can lead to indebtedness. The study aims to contribute to understanding the causes of indebtedness and developing effective strategies to mitigate it.