Educação financeira: possibilidades e desafios na perspectiva dos alunos do ensino médio

Abstract

Financial education is present throughout the daily life of Brazilians and there has been a successive increase in the number of studies on the subject. It is indisputable that the subject cannot be abandoned or neglected in the social planning carried out by public and private entities. In view of this, the question was asked: what knowledge of finance do second-year students at the José Borba de Carvalho School of Education in Jardim do Mulato-PI have? The general objective was to analyze the relevance of Financial Education for secondary school students. As for the specific objectives, we set out to: verify the students' prior knowledge of Financial Education; analyze the criteria adopted by the students and their families when carrying out financial planning; and understand the students' narratives about the knowledge acquired in the subjects and its importance for their personal lives. For the development of the work, some authors served as a basis, among them: Cordeiro (2018), Cunha (2014) and Sá (2012). The research was divided into three stages. In the first, a 5-question questionnaire was administered to the students. The second stage included an intervention through a lesson on Financial Education. Finally, in the third stage, another 10-question questionnaire was administered to the students in order to analyze their perceptions after the intervention class. The results showed that, based on the students' perception of Financial Education, it is important to train aware, enlightened individuals who are responsible for managing their financial resources. However, in addition to experience, students need to have contact with the precepts of Financial Education in the classroom and in their families. Despite this, there are positive points, since the students understand the importance of financial education and are willing to study and apply it. With the support of parents, who also agree with this learning, the goal of including Financial Education in schools and turning students into disseminators will lead to a mutual benefit. At the end of this study, it was observed that along the way the students brought with them a wealth of knowledge about financial issues, which is often overlooked at school. This knowledge, even initially, is important for building their citizenship, as well as for their formation as citizens