Como o bem-estar financeiro dos colaboradores afeta sua motivação e desempenho no trabalho: um estudo nas empresas da cidade de Oeiras-PI

Abstract

Financial well-being plays a crucial role in individuals' behavior and attitude within organizations, no longer being a strictly personal matter. This study aimed to understand how employees' financial situation influences their motivation and professional performance within the context of the retail trade of construction materials in the city of Oeiras-PI. The field investigation revealed a concerning scenario regarding workers' financial management, characterized by a lack of saving habits and severe difficulties in organizing their monthly budget. It was found that this economic imbalance generates a state of constant stress that accompanies employees to their workplaces, directly reflecting on a loss of focus and concentration during daily tasks. The most relevant finding indicates that the vast majority of employees are convinced they would deliver much better results to the company if their financial lives were stabilized. Thus, it is concluded that financial problems act as an invisible barrier to engagement, fueling presenteeism and harming productivity. Therefore, that local companies begin to adopt financial literacy and support actions, viewing the team's economic health as a strategic factor for improving the organizational climate and business success.