Os conhecimentos de matemática financeira no 6º ano do ensino fundamental na construção de habilidades financeiras para o dia a dia

Abstract

This course conclusion work presents as its central theme the importance of knowledge of financial mathematics in the 6th year of elementary school for the construction of financial skills for everyday life; having the main objective of showing the importance of financial mathematics in the financial education of students. Initially, the concepts of Financial Education, Financial Mathematics, Indebtedness and financial skills were presented, which were based on research carried out by D' Ambrosio (2002), Assaf Neto (1998, p.13), Peretti (2007), Castanheira and Serenato (2008, p.22), Leite and Santos (2007). In this work, a proposal for the application of financial mathematics content is presented and analyzed in a class of the 6th year of elementary school, in the city of São Francisco do Maranhão. In the first phase, the students carried out a reflective activity on the value of money for people and then answered the proposed questions. In the second stage, a budget made by students based on the allowance they received from their parents was presented and analyzed. In the last stage, students were invited to research the value of certain utensils in three home appliance stores in the city and analyze spot price, term price and percentage of interest charged. Data collection was carried out through analysis of responses to activities, observation and student testimony. It was then concluded that financial mathematics in the 6th grade contributes to the formation of more financially educated citizens