Uma pesquisa survey sobre o perfil financeiro de estudantes universitário residentes no município de Floriano-PI

Abstract

Financial education consists of a set of knowledge that helps people to consciously manage their financial resources, being necessary for all age groups in society. In this context, this article aims to understand the financial profile of university students and the tools used to manage their expenses. To achieve this objective, a survey was carried out with university students residing in the city of Floriano (PI), in which it was possible to identify the main difficulties faced by academics during graduation, their financial and socioeconomic profile, the data analyzed qualitatively and quantitatively. The results show that most university students have a more conservative profile in relation to money, commonly called savers and secondly spenders who are not financially organized. Thus, identifying an individual's financial profile is important, as self-knowledge of their behavior in relation to money promotes an improvement in their financial health, generating a better quality of life.