Contribuição da matemática financeira no cotidiano das pessoas: uma revisão bibliográfica

Abstract

Financial Mathematics is part of the essential content in the school curriculum but is often perceived as abstract and disconnected from students’ daily lives, which hinders learning. In this context, engaging students with the subject becomes a challenge, requiring innovative and contextualized teaching methodologies. This study aimed to describe the recent literature on the contributions of Financial Mathematics to the everyday financial management of individuals. It is a descriptive bibliographic review, based on the application and combination of the descriptors: “Mathematics,” “Financial,” and “Daily Life,” using the Boolean operator “AND” in the SciELO and Oasisbr databases. Articles published between 2023 and 2025, written in Portuguese, English, or Spanish, and aligned with the guiding research question were included. After screening, 18 articles met the established criteria and were analyzed. The results indicated that when approached in a contextualized, critical manner and supported by active methodologies, Financial Mathematics significantly contributes to critical thinking, autonomy, and conscious decision-making, with a positive impact on students' financial lives. Furthermore, the study highlights the need for educational policies that integrate Financial Mathematics into different sociocultural contexts, reducing gaps in both literature and school practice.