Educação financeira e qualidade de vida: uma análise comparativa da percepção e conhecimento dos alunos de Bacharelado e Técnico Integrado em Administração do IFPI Campus Angical

Abstract

A lack of financial education directly impacts the quality of life of most citizens, as it can lead to harmful behaviors such as debt and impulsive purchases. Therefore, financial education is essential for the proper use of resources, regardless of age, and is especially necessary for young people and adults, as it contributes to better personal finance management. In this context, effective financial planning is crucial for generating financial stability. Therefore, this study aims to investigate how financial planning impacts the quality of life of Bachelor's and Integrated Technical Administration students at IFPI - Angical campus in Piauí, addressing financial challenges, their level of financial knowledge, and how this affects their well-being. The study was conducted qualitatively and quantitatively using questionnaires and descriptive analysis to understand the relationship between financial education and the quality of life of these students. During the research, several financial challenges faced by students were identified, highlighting the particularities and disparities between the two groups analyzed. All the initially proposed objectives were achieved, allowing for the clear identification of the main difficulties in adopting efficient financial practices. Furthermore, it was understood how these habits directly impact students' quality of life.