Os agentes de MPO na minimização da desigualdade de gênero no empreendedorismo: o caso do Crediamigo

Abstract

In terms of feminist insurgencies, women have already conquered significant changes and social positions. However, there are still remnants of inequalities and they encounter obstacles in accessing microcredit when starting their own businesses. The general objective of this research is to analyze the role of the agents of the Oriented Productive Microcredit program Crediamigo in the accessibility of Microcredit from a gender perspective. It aims to answer the problem: how do the Microcredit Agents operate in the concession of Microcredit to these female entrepreneurs? The methodology is exploratory in nature, analyzed under bibliographic and documentary review of the socioeconomic indicators of the contemplated clients. In parallel, the influence of the Microcredit agents will be investigated by the review found in the literature. The research is justified by the fact that the Crediamigo program is effective in reducing social inequalities in South America. Throughout this exploration it is concluded that the insertion of Microcredit agents and their knowledge in financial education is fundamental in mitigating disparities in access, default, and operation of Microcredit in relation to women. Moreover, the Microcredit policies do not exempt the action of other social policies, given that the origin of inequalities is historical and structural